BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P3D
REFRESH-INTERVAL:P3D
CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20111130T020000Z
DTEND:20111130T033000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:ASK AN EXPERT: Your Money\, Real Estate and Tax in Surrey 2012 and Beyond
DESCRIPTION:Empower yourself with the latest finance\, real estate and tax information to succeed in Surrey 2012 and beyond.  Walk through the 10 best kept bank financing secrets\, get an in depth understanding of the real estate climate in Surrey today and learn about the tax benefits and consequences of your decisions for the future.  Get your questions answered and listen to what your community has to say.  Learn what you NEED to know from subject matter experts.  Apply this knowledge for a more powerful\, financially savvy you!  Please join us on Tuesday\, November 29th from 6:00pm - 7:30pm.   \n\n	 \n\n	***LIMITED SEATING.   Door Prizes\, Copy of Presentations and more!*** \n\n	 \n\n	AGENDA:\n\n	5:30pm- 6:00pm:  Registration\n\n	6:00pm-6:05pm:   Introduction\n\n	6:05pm-6:15pm:   Using the Bank's Money for Your Gain\n\n	                                 I.   Common financing mistakes\n\n	                                 II.  What you don't know can hurt you\n\n	                                III.  How to maximize cashflow\n\n	                                IV.  Millionaire secrets: Smith Maneuver\n\n	                                 V.  You're never 'stuck' in a mortgage\n\n	6:15pm-6:25pm:   Real Estate in Surrey: Sell\, Buy or Rent?\n\n	                                 I.   Canadian economy and Surrey climate\n\n	                                II.    What you need to know: buy\, sell or rent\n\n	                                III.   Trends for 2012 and future\n\n	6:25pm-6:40pm:  100% Tax Deductions\n\n	                                I.   Tax deduction mistakes\n\n	                               II.   Self employed benefits \n\n	                              III.   Rental home tax advantages\n\n	                               IV.  Non taxable and taxable expenses  \n\n	                               V.  CRA tax direction for real estate \n\n	6:40pm-7:30pm:  Question and Answer Period/Community Comments\n\n	 \n\n	EXPERT GUEST SPEAKERS:\n\n	 \n\n	Bob Sanghara.   One of the youngest people to achieve partner status at the prestigious accounting firm Smythe Ratcliffe\, Bob Sangara leads the firm's taxation practice and is also Chair of the Real Estate and Construction Division.    In addition\, Bob is the Chair of the Canada Revenue Agency Income Tax Liaison committee\, a member of the PFK Canadian Tax Interest Group\, a member of Canadian Tax Foundation and mentor of Vancouver Board of Trade Leaders of Tomorrow Program.  Regarded as one of the top tax experts in Canada\, his specalty includes business reorganizations\, corporate restructuring\, estate and succession planning\, personal tax planning and advising on partnerships and trusts\n\n	 \n\n	Tammy Evans.  Member of the exclusive RE/MAX Hall of Fame group\, Tammy is one of the most respected Real Estate Agents in the Surrey market today.  With over 20 years in the industry\, Tammy has helped thousands of buyers\, sellers realize their dreams and is considered a subject matter expert\, appearing on television\, radio and magazines throughout British Columbia.    \n\n	 \n\n	Harp Atwal & Joyti Bharaj.   As one of the leading bankers in the industry today\, Harp has consistently been a top producer throughout his career in the Surrey region. Now a Specialist with RBC Royal Bank\, (partnering with Joyti Bharaj)\, Harp has also worked at TD Canada Trust and HSBC.  His 15+ years as one of the top mortgage specialists in Canada gives him unique insight to teach his clients how get the most value from the banking system.
X-ALT-DESC;FMTTYPE=text/html:<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="font-size: small\; ">Empower yourself with the latest finance\, real estate and tax information to succeed in Surrey 2012 and beyond. &nbsp\;Walk through the 10 best kept bank financing secrets\, get an in depth understanding of the real estate climate in Surrey today and learn about the tax benefits and consequences of your decisions for the future. &nbsp\;Get your questions answered and listen to what your community has to say. &nbsp\;Learn what you NEED to know from subject matter experts. &nbsp\;Apply this knowledge for a more powerful\, financially savvy you! &nbsp\;Please join us on Tuesday\, November 29th from 6:00pm - 7:30pm. &nbsp\;&nbsp\;</span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	&nbsp\;</p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="color: rgb(0\, 0\, 0)\; background-color: rgb(255\, 255\, 0)\; ">***LIMITED SEATING. &nbsp\; Door Prizes\, Copy of Presentations and more!***&nbsp\;</span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	&nbsp\;</p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="background-color: rgb(204\, 255\, 255)\; font-size: medium\; "><strong>AGENDA:</strong></span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">5:30pm- 6:00pm: &nbsp\;Registration</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">6:00pm-6:05pm: &nbsp\; Introduction</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">6:05pm-6:15pm: &nbsp\; Using the Bank&#39\;s Money for Your Gain</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; I. &nbsp\; Common financing mistakes</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; II. &nbsp\;What you don&#39\;t know can hurt you</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;III. &nbsp\;How to maximize cashflow</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;IV. &nbsp\;Millionaire secrets: Smith Maneuver</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; V. &nbsp\;You&#39\;re never &#39\;stuck&#39\; in a mortgage</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">6:15pm-6:25pm: &nbsp\; Real Estate in Surrey: Sell\, Buy or Rent?</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; I. &nbsp\; Canadian economy and Surrey climate</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;II. &nbsp\; &nbsp\;What you need to know: buy\, sell or rent</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;III. &nbsp\; Trends for 2012 and future</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">6:25pm-6:40pm: &nbsp\;100% Tax Deductions</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;I. &nbsp\; Tax deduction mistakes</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; II. &nbsp\; Self employed benefits&nbsp\;</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\;III. &nbsp\; Rental home tax advantages</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; IV. &nbsp\;Non taxable and taxable expenses &nbsp\;</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;&nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; &nbsp\; V. &nbsp\;CRA tax direction for real estate&nbsp\;</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">6:40pm-7:30pm: &nbsp\;Question and Answer Period/Community Comments</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; ">&nbsp\;</span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="font-size: medium\; background-color: rgb(204\, 255\, 255)\; "><strong><span style="font-family: arial\, helvetica\, sans-serif\; ">EXPERT GUEST SPEAKERS:</span></strong></span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="font-family: arial\, helvetica\, sans-serif\; font-size: small\; ">&nbsp\;</span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; font: normal normal normal 11px/normal Arial\; color: rgb(77\, 77\, 77)\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="font-size: small\; font-family: arial\, helvetica\, sans-serif\; "><span style="text-decoration: underline\; "><strong>Bob Sanghara</strong></span>. &nbsp\; One of the youngest people to achieve partner status at the prestigious accounting firm Smythe Ratcliffe\, Bob Sangara leads the firm&#39\;s taxation practice and is also Chair of the Real Estate and Construction Division. &nbsp\; &nbsp\;In addition\, Bob is the Chair of the Canada Revenue Agency Income Tax Liaison committee\, a member of the PFK Canadian Tax Interest Group\, a member of Canadian Tax Foundation and mentor of Vancouver Board of Trade Leaders of Tomorrow Program. &nbsp\;Regarded as one of the top tax experts in Canada\, his specalty includes&nbsp\;business reorganizations\, corporate restructuring\, estate and succession planning\, personal tax planning&nbsp\;and advising on partnerships and trusts</span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; font: normal normal normal 11px/normal Arial\; color: rgb(77\, 77\, 77)\; ">\n	&nbsp\;</p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="font-size: small\; font-family: arial\, helvetica\, sans-serif\; "><span style="text-decoration: underline\; "><strong>Tammy Evans</strong></span>. &nbsp\;Member of the exclusive RE/MAX Hall of Fame group\, Tammy is one of the most respected Real Estate Agents in the Surrey market today. &nbsp\;With over 20 years in the industry\, Tammy has helped thousands of buyers\, sellers realize their dreams and is considered a subject matter expert\, appearing on television\, radio and magazines throughout British Columbia. &nbsp\; &nbsp\;</span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="font-size: small\; font-family: arial\, helvetica\, sans-serif\; ">&nbsp\;</span></span></p>\n<p style="line-height: normal\; margin-top: 0px\; margin-right: 0px\; margin-bottom: 0px\; margin-left: 0px\; padding-top: 0px\; padding-right: 0px\; padding-bottom: 8px\; padding-left: 0px\; ">\n	<span class="Apple-style-span" style="color: rgb(0\, 0\, 0)\; font-family: 'Helvetica Neue'\, Helvetica\, Arial\, sans-serif\; font-size: 13px\; line-height: 20px\; "><span style="font-size: small\; font-family: arial\, helvetica\, sans-serif\; "><span style="text-decoration: underline\; "><strong>Harp Atwal &amp\; Joyti Bhara</strong></span>j. &nbsp\;&nbsp\;As one of the leading bankers in the industry today\, Harp has consistently been a top producer throughout his career in the Surrey region. Now a Specialist with RBC Royal Bank\, (partnering with Joyti Bharaj)\, Harp has also worked at TD Canada Trust and HSBC. &nbsp\;His 15+ years as one of the top mortgage specialists in Canada gives him unique insight to teach his clients how get the most value from the banking system.</span></span></p>\n
LOCATION:Surrey City Centre Public Library\, Room 112 10350 University Drive (King George & 102nd Ave)
UID:e.749.1932
SEQUENCE:3
DTSTAMP:20260427T125623Z
URL:https://business.swrbot.com/events/details/ask-an-expert-your-money-real-estate-and-tax-in-surrey-2012-and-beyond-11-29-2011-1932
END:VEVENT

END:VCALENDAR
